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Oak Forest estate planning lawyer family financesNearly half of Americans do not have a will, and even less than that have an estate plan. It is not hard to see why, since nobody wants to think about what will happen when they die. However, it is important to plan for your family’s financial future. Almost everyone can benefit from having a will, but if you are not sure if you need an estate plan, here are some things to consider:

1. Children

If you have a child, it is important to decide what will happen to them in the event that you and your spouse die. In a will, you can name a guardian to take care of your child, but you should also state what assets the child might inherit and who is to take care of those assets until the child is old enough to gain access to them.

If you need something more extensive than a will, a trust might be the best option. A trust allows another person to hold assets on behalf of the person receiving them, and it can minimize estate taxes.

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Tinley Park spousal maintenance lawyerIn many divorce cases, one spouse may be required to pay spousal maintenance (also known as alimony or spousal support) to the other for a certain period of time following the end of the marriage. This typically occurs in situations in which one spouse earns a higher income, when a parent has chosen to remain at home to care for children rather than earn an income, or when one spouse helped the other obtain education or pursue career advancement. 

Spousal maintenance is meant to help a spouse continue living in the manner they were used to during their marriage while allowing them to become financially self-supporting. Spouses who expect to receive or pay spousal support after their divorce should be aware of some recent updates to Illinois law that may affect them.

Maintenance Amount

In Illinois, the amount of maintenance is determined by subtracting 20% of the recipient’s gross income from 30% of the payor’s gross income. This amount, when added to the recipient’s income, cannot be larger than 40% of the spouses’ combined incomes. 

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Cook County divorce lawyer parents childrenThe process of ending a marriage is rarely easy, but it can lead to a more positive situation for everyone involved, including divorcing spouses and their children. However, children will often experience a great deal of anxiety and stress during their parents’ divorce, so it is important for parents to do everything they can to protect them throughout the divorce process. Here are some tips for how to reduce the negative effects of divorce on children:

  • Avoid conflict in front of children - When a marriage breaks down, it can be hard for spouses to be civil to each other. However, it is important to avoid arguing in your children’s presence, since this can make the process more difficult for them. Work to resolve your differences in a respectful manner without involving your children in any way.
  • Work together with your ex-spouse - While cooperation with your ex will likely be difficult, you will need to be able to work together as co-parents in raising your children. Ideally, you should both inform your children of the divorce together after agreeing on what you plan to say, and you should establish ground rules that both of you will follow during your respective parenting time.
  • Offer reassurance - Children often feel that they are to blame for their parents’ divorce, so it is important to make sure they understand that it is not their fault and that both you and your ex-spouse will always love them and be a part of their lives. Take some time before introducing a new love interest to them, since additional changes to their lives can lead to stress and uncertainty.
  • See a therapist - Avoid talking to your children about the reasons for divorce, complaining to them about the other parent, or relying on them for emotional support. Instead, visit a therapist to discuss your feelings. Children may also benefit from seeing a counselor who can help them work through their emotions and learn how to adjust to the changes in their lives.
  • Consider mediation - Trying to resolve divorce disputes in court can be costly and stressful for everyone involved, including children. Divorce mediation allows couples to address their legal concerns in an amicable, cooperative manner, establishing methods for working together as they continue to raise their children in the years to come after their divorce.

Contact a Palos Heights Divorce Attorney

If you are considering divorce, or if you need help resolving issues related to your children as you work to reach a divorce settlement, the attorneys of Anderson and Associates, P.C. can provide you with the representation you need. Contact an Orland Park divorce lawyer today by calling 708-226-9904 to arrange a free consultation.

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5 Things to Consider Before Filing for Divorce

Marriage is a wonderful thing when both spouses are able to work together as partners, but if your relationship has broken down, it is understandable to want to leave a difficult situation and embark on the next phase of your life.

However, there are many complicated personal, emotional, and legal issues that come with ending a marriage, and before filing for divorce, you should ask yourself the following questions:

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